Feel confident taking the next step.
Feel confident taking the next step.
First Home Buyer
Your first step into home ownership
- See how it works
Refinance
Improve your loan or access equity
- See refinancing options
Investor Loans
Finance aligned with your investment strategy
- Explore investor loans
New permanent residents
Home loan advice for your new life in Australia
- Explore home loan options for new residents
Self-employed
Lending solutions for complex income
- See how self-employed loans work
Renovations
Finance your home improvements with confidence
- Explore renovation loan options
Migrants & newcomers
Clear guidance for buying property in Australia
- See how buying works as a migrant
New arrivals
Support navigating the Australian home loan system
- Learn about buying as a new arrival
Pre-approval
Know your borrowing power before you buy
- Explore pre-approval
Big decisions. Real guidance. Real outcomes.
What clients say after going through the process with Extra Mile.
Posted on Google Alicia RepettoTrustindex verifies that the original source of the review is Google. Amazing service!!! Great communication, efficient and friendly staff. Thank you Juan Pablo and all the staff at Extra Mile!😃Posted on Google Nicky CrossTrustindex verifies that the original source of the review is Google. We’ve had the best experience with Extra Mile. Marisa, Jose and Juan Pablo really went above and beyond to be able to sort out our loan in record time, and made the whole experience seamless and easy. We have now fulfilled our dream to live by the coast thanks to them 💜 gracias!!!Posted on Google I SenTrustindex verifies that the original source of the review is Google. Extremely professional team, kind and patient to answer as many questions as needed. They moved fast and helped us secure the loan for our project. Highly recommended.Posted on Google Marvin DiazTrustindex verifies that the original source of the review is Google. Juan Pablo and his team are very professional and they are always looking for the best outcome for you. Thank you so much for your help with our mortgage refinancing process. 100% recommended. 💚☺️Posted on Google Andrea VigoyaTrustindex verifies that the original source of the review is Google. I can't thank Juan and his team enough for everything they have done throughout my home-buying journey. Buying a home can be an overwhelming and emotional process, and there were moments when I genuinely thought about giving up. From the very beginning, they not only provided exceptional professional advice and expertise, but they also offered constant support, reassurance, and encouragement every step of the way. They were always available to answer my questions, explain every stage clearly, and make sure I understood all my options. Their communication was outstanding, and I always felt that they genuinely cared about helping me achieve my goal—not just securing a loan. Their dedication, patience, and commitment made what started as an incredibly stressful experience feel much more manageable. I truly believe that without their guidance, I may not have gone through with purchasing my first home. Thanks to Juan and his team's expertise and genuine care, I was able to achieve my dream of becoming a homeowner. I couldn't be more grateful and would highly recommend them to anyone looking for a knowledgeable, trustworthy, and genuinely caring mortgage broker.Posted on Google Lina ArroyaveTrustindex verifies that the original source of the review is Google. I had a great experience working with Juan Pablo and Jose. They were always responsive, professional, and kept me informed throughout the process. Whenever any challenges or unexpected issues came up, they handled them quickly and efficiently, making the whole experience much less stressful. I truly appreciated their support, clear communication, and commitment to finding solutions. I would highly recommend them to anyone looking for a reliable and dedicated team.Posted on Google Sally GalvezTrustindex verifies that the original source of the review is Google. Thank you to Juan Pablo and Jose for helping me secure financing for my first home. Throughout the process, they were responsive to my questions and helped me navigate the HomeStart shared equity application. As a first-home buyer, there was a lot to learn, and I appreciated their assistance in getting everything across the line. Purchasing a home can be a complex process, and I am grateful for their support in helping me achieve home ownership. Thank you both for your help and guidance along the way.Posted on Google Cristian GalarzaTrustindex verifies that the original source of the review is Google. I would recommend Extra Mile to anyone looking to get the home loan sorted. They are a dedicated, caring and professional team ready to get things done.Posted on Google Bel DibbensTrustindex verifies that the original source of the review is Google. Pablo and Marisa are amazing at what they do! Couldn’t thank them enough for their help and support along the process. Thank you again, you have made the home ownership process so enjoyable and smooth!Posted on Google Danny HelmanTrustindex verifies that the original source of the review is Google. Incredible! The entire experience = professional, delightful, coordinated and the most important part, successful! Thank you so much to all, we will see you againVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Other loan types
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We work with Australia’s leading banks and specialist lenders.















Your first home is a big moment.
We treat it that way.
Buying your first home can feel overwhelming — from understanding your borrowing power to navigating grants and loan options.
We guide you step by step, with clear advice and support that goes beyond the application.

Contact us
Our Adelaide office
We’re based in Adelaide and support clients across South Australia and Australia-wide.

Meet your broker
With over 15 years of experience in financial services, Juan Pablo Aguiar leads Extra Mile Financial Services with a simple belief: good advice should feel clear, personal, and grounded in trust.
Recognised among Australia’s Top 250 Mortgage Brokers, Juan Pablo works closely with clients across the country, helping them navigate home loans, business finance, and investment decisions with confidence.
Fully bilingual in English and Spanish, he specialises in supporting first-home buyers, migrants, and families who value clarity, honest guidance, and long-term thinking.
Credit Representative (409341) of BLSSA Pty Ltd (ACN 117 651 760), Australian Credit Licence 391237.
Meet your broker
Steve is a Mortgage Broker at Extra Mile Financial Services, known for his clear, practical approach and his ability to guide clients through complex lending decisions.
He takes the time to understand each client’s situation and long-term goals, providing tailored support across home loans, refinancing, and more complex approval pathways.
From first conversation through to settlement, Steve ensures clients feel informed, supported, and confident at every step.